Welcome to Online Money Advisor
We can match you with an ASIC regulated mortgage broker or an independent financial advisor – for free
We’ve connected countless people just like you with specialist financial experts
The right advice, for everyone
Aren’t all financial advisors the same? In a word… no! There are advisors who specialise in home loans, advisors who are investment experts and others who arrange business finance – the list goes on.
We can match you with an expert based on your needs and circumstances.” Read more about why we are free
We won’t charge a fee for introducing you to a financial advisor or a home loan broker and we will only match you with an expert who has the right skillset to handle your case
You’ll get the advice you need whatever financial product you’re in the market for. The experts we work with could help you save time and money.
No surprise fees
All of the experts we work with will explain exactly how much their advice will cost upfront, with no obligation for you to continue. What’s more, they will only charge you on success.
Advice you can trust
The home loan brokers and financial advisors we work with are fully qualified and, where relevant, we only work with professionals who are fully authorised and regulated by the Australian Securities & Investment Commission (ASIC).
We’ll find the perfect financial advisor for you – for free
Three easy steps to the right financial or mortgage advice
- Tell Us About Your Plans
Simply fill out our enquiry form, then sit back and let us take it from there - We’ll Match You With An Expert
You will be paired up with the best advisor for your needs and circumstances - Get The Right Advice
A free, no-obligation chat will help you decide whether professional advice is right for you
Home loan advice
Help with mortgages of all kinds, from home loans to investment finance and more.
Understanding your retirement options
Assistance with your later-life investments to help you get the most out of retirements.
Business finance
Financial advice for business customers who need to raise funds or borrow capital.
Wealth management advice from an independent financial expert.
Meet the Founders
Pete Mugleston, MD
Pete and his team launched Online Money Advisor in the UK to help as many people as possible get the right financial advice, regardless of their need or background. We have brought the service to the Australian market with exactly the same vision.
Dave Bird, Creative Director
An expert in SEO, PR, and content, Dave’s principles-based approach to marketing has been instrumental in helping Online Money Advisor deliver the best possible experience in the UK and Australia alike.
Life Insurance
Life cover can help ensure that your loved ones are taken care of if you pass away. The advisors we work have access to an extensive range of policy providers.
Pensions
Need to move your pension pot from one scheme to another? The experts we work with can offer bespoke advice and introduce you to the best pension provider for your needs and circumstances.
Asset finance
Through asset finance, your business could gain access to equipment, machinery and vehicles or unlock capital from the ones you already own. The expert commercial brokers we work with can offer bespoke advice on this product category and help you find the right lender.
Frequently asked questions
What is a financial advisor and what do they do?
A financial advisor is an expert who provides customers with specialist advice on how to manage their money. Some focus on wealth management while others specialise in business finance, retirement planning or insurance, among other areas.
A financial advisor’s role is to provide customers with bespoke advice, search the market for the right products for their needs and negotiate the most favourable deal possible.
All financial advisors in Australia must hold industry-standard qualifications and abide by a strict code of regulations.
A mortgage broker, or a home loan broker, is a specific type of financial advisor who specialises in home loans and related products such as bridging finance.
Some mortgage brokers can advise on and arrange residential home loans, while others focus on investment loans and commercial. There are even some who do all of these things.
How does our matching service work?
We help customers find the right advice by introducing them to the expert that’s best positioned to cater for their needs and circumstances, whether that’s a home loan broker, a financial advisor or anything else.
We handpick the experts that we work with and we’re selective about the ones we choose. We match customers with these advisors for free to ensure that they get the right advice every time, whatever their background.
How are you free?
Making an enquiry with us won’t cost you a cent and the experts we work with will only charge on success. We only get paid when the advisor successfully helps you get what you need, so it’s in our interest for you to get the best service.
This success-only model is one of the many things that sets us apart from other introducers, many of whom are charge an upfront fee and aren’t incentivised to be of help to those that enquire.
For certain financial products, such as home loans, advisors earn commission from the provider, which is usually a percentage of the deal’s value. For these products, there are advisors who operate on a commission-only basis. They take their cut when the agreement reaches completion and are only paid on success.
Many of the experts we work with operate this way, but we will only introduce you to a no-fee advisor if they are the one best positioned to help you.
What fees will a financial advisor or broker charge?
The cost can vary depending on what the expert is advising on. With home loans, for example, the fee is usually a small percentage of the loan, but this will only be payable if your advisor gets you the outcome you’re looking for.
Whether you need a home loan broker or a financial advisor, your initial consultation with your expert will be free, with no obligation to act on their advice. During your free chat, they will offer complete transparency about the costs you will incur if you proceed.
Is my data safe and secure?
Yes, we take data security very seriously and are very proactive about data compliance. Everything we do is in accordance with the Australian Privacy Principles (APPs).
About us
We only let advisors into our network that meet our standards of expertise for a given area and share our core values.
Fill out a quick form and we’ll find the best advisor for your circumstances.
How to find a financial advisor or broker in Australia
Leave that to us! Our free matching service will pair you up with the right financial advisor or home loan broker for your needs and circumstances.
Whether your enquiry is about mortgages, investments, business finance or any other money-related matter, we will connect you to an expert you can trust. We rigorously vet all of the advisors we work with and will only introduce customers to them if they are best positioned to help their clients achieve their goals.
A good broker can save you time, money and potential disappointment in the long run. They will search the market for you, track down the best deal and negotiate the most favourable terms with the product provider on your behalf.
To find the right expert for your needs and circumstances, make an enquiry and we’ll introduce you to an advisor who specialises in cases just like yours. We won’t charge a fee for referring you and there’s no obligation to act on the advice you receive.
What questions should I ask my advisor?
Below you’ll find a list of questions that we will ask your financial advisor or broker on your behalf.
To match our customers with the right expert, we like to know the following…
- What fees do you charge and how do you bill customers?
- Are you independent and do you have access to the whole market?
- Do you have the right qualifications?
- Do you have a strong track record in the relevant field?
- Will you provide ongoing advice to the customer, included in the cost?
You are, of course, welcome to ask your advisor these questions and more for your own peace of mind before proceeding, but we will find out the answers to all of the above when matching our customers to the right financial advisor for them.